Surplus funds, also known as excess proceeds, are the remaining funds generated from a foreclosure sale after the outstanding mortgage balance, liens, fees, and associated costs have been paid in full. If a property sells for more than the total amount owed, the excess funds may belong to the former property owner and may be available to claim through the appropriate process.

If your property was sold through a foreclosure auction and the sale generated proceeds exceeding the total amount owed in mortgage debt, liens, fees, and associated costs, you may be entitled to claim the remaining surplus funds. Our team can help determine your eligibility by reviewing the foreclosure sale records and related documentation.

Confirm eligibility to claim surplus funds from the foreclosure sale.

Collect required court records and supporting documentation.

Prepare and file the claim with the appropriate county or court office.
Monitor the process and follow up until funds are released and resolved.

No — there are no upfront fees. We work on a contingency basis, meaning we only get paid if we successfully recover your funds.

The timeline depends on the complexity of the case and how quickly the county processes the claim. In most cases, it takes several weeks to a few months, though more complex situations can take longer. We work to move the process along efficiently and keep you updated throughout every step.